Each of these offers different opportunties and varied results. What it is and how you do so requires two very key elments.
Those are INFORMATION AND KNOWLEDGE.
Knowledge is power but only when it comes as a result of accurate information.
Statistics tell us that most of us today will have 30 years left to live in retirement. However the current crisis has had many of us retiring WAY earlier than planned or even wanting. Which mean our options have changed.
If you are one of those unfortunate (or fortunate, depending upon how you view it) how you choose to live the rest of your life is up to you, but remember you future will be very different from the retirement of your parents, so may sure you make the right and most informed choices.